info@skiseguros.co.mz +258 84 662 0372

Products and services

Auto Insurance

Auto Insurance has become essential for anyone who understands that safety and protection are essential to driving smoothly.
More than a precaution, it is a need to reduce losses in the event of an accident, theft or theft.
SKI Seguros takes care of all the processes, from the quotation, to the contracting of coverages that best fit your needs. And more! In coordination with partners it offers several services so that you have all the comfort you deserve in your day to day.

Travel insurance

It is a set of services that guarantee tranquility in air, sea and land travel, whatever the reason or destination.



The following coverage is guaranteed:

Death: Payment of guaranteed capital, upon death of the insured person and as a result of an accident during the trip. Payment is made to the named beneficiaries, or to the legal heirs of the Insured Person. Treatment and Repatriation Expenses: Reimbursement of expenses resulting from personal injury as a result of an accident during the trip.

Baggage: Payment to the Insured Person of the capital contracted for theft or loss of luggage during the trip.

Personal accidents

This insurance covers death and permanent disability (total or partial) and other risks caused solely by accident. These are accidents that the insured person can suddenly, violently, immediately and involuntarily suffer, causing physical injury or death.

Maritime Insurance and Goods in Transit

The insurance of transported goods guarantees the risks caused to the goods, resulting from transport by sea, land or air.
The Transported Goods insurance covers damage to goods, luggage or other goods, regardless of the means of transport used.

Life insurance

Life insurance guarantees beneficiaries compensation in cases of accidental or natural death of the insured. SKI besides working with plans for individuals, has perfect plans that best meet the needs of your company, with special, complete and unbureaucratic conditions.

Housing

With it, you and your family have more peace of mind and have basic and optional coverage against various events, such as:

a) Building insurance;
b) Content insurance (filling);
c) Insurance against loss of personal effects;
d) Personal liability insurance.

Fire and Elements of Nature

For all types of buildings, plants and machinery, and stuffing; Home Insurance offers a set of coverages in a single policy. It is intended for individual residences, such as houses and / or apartments used as housing. Every Home Insurance has basic coverage, which covers the damages caused by fire, lightning strike and / or explosion.

Work Accidents

SKI offers a Work Accident Insurance with all the coverages you need. Workplace Accident Insurance is aimed at all employers, whether natural or collective, with permanent or full-time workers, full or part time, guaranteeing the benefits legally due in the event of an accident affecting any of their employees. employees, including cases of temporary or permanent disability (absolute or partial) and death.

Engineering

All Construction Risks for all types of Buildings, Roads and Bridges, Dams. Hydraulic Projects. All mounting risks for bridges. Metal structure and Industrial Equipment. Breakdown for all types of Industrial Machines and Equipment. Insurance for machinery for cranes and lifting equipment. Earth Moving and Compaction Machines, Construction. Drilling equipment or Tunnels and Galleries. Machines for the Construction of Tunnels and Bridges. Generators and Transformers.

Contractual Warranty

The Guarantee Insurance is aimed at providing security to companies and public bodies regarding the fulfillment of contracts, by compensating for the breach of agreements (contractual obligations) in various modalities Guarantee Insurance policies are an efficient instrument that replaces sureties or sureties with many advantages. . ASKI is able to assist its clients in hiring any type of Guarantee Insurance available on the market.

Agricultural and Livestock Insurance

Risks identified:
a) Dry;
b) Rain and hail;
c) Wind storm;
d) Damage caused by fire in crops, stock of inputs and products, buildings, properties, equipment and machinery;
f) Detailing of Machines and Equipment;
g) Uncontrollable diseases;
h) Frost.
i) Automobile accidents;
j) Work accidents and injuries;
K) Building, machinery and vehicles;
l) Specialized crop insurance (Multi-risk crop insurance and Climate index crop insurance).

Partners